Privacy and Cookies Policy

Owner and Data Controller

Balanced Growth Fund is the owner and controller of your personal data. In certain cases, we may also act as a processor. In this Privacy and Cookies Policy, references to “Balanced Growth Fund”, “we”, “us” or “our” refer to the company as a whole.

Registered office: Level 14, Central Park Office Towers, DIFC, Dubai, UAE
Email: office@investbgf.com

Last updated: October 15th December 2025

This Privacy and Cookies Policy explains how we collect, use, process, and safeguard your personal information. It is designed in a layered format so you can navigate directly to the topics of interest.

1. Information We Collect

We may collect the following types of personal data, either directly from you or via third parties:

• Identification and contact data (first name, last name, email, phone number).

• Usage data and browsing information.

• Cookies and tracking data.

Where specific data fields are marked as mandatory, not providing this information may limit our ability to deliver certain services. Optional data may be shared at your discretion. If you are uncertain which data is required, you are encouraged to contact us.

2. Why We Use Personal Data

We collect and process your data in order to:

• Provide and improve our services.

• Operate our platform and hosting solutions.

• Conduct analytics and performance tracking.

• Manage communications, newsletters, and promotional updates.

In addition, data may be used to meet regulatory requirements or comply with contractual and legal obligations.

3. Legal Basis for Processing

We process personal data only when one or more of the following conditions are met:

• You have provided consent.

• Processing is required for the performance of a contract or pre-contractual steps.

• We must comply with a legal obligation.

• Processing relates to a task in the public interest or the exercise of official authority.

• Processing is necessary for our legitimate interests or those of a third party.

4. How We Process Data

All data is processed using secure IT systems and appropriate organizational measures to prevent unauthorized access, alteration, disclosure, or destruction. In addition to our in-house team, third-party providers may process data on our behalf (for example, hosting, analytics, communications). These providers act as Data Processors and are bound by contractual obligations.

Data may be processed at our offices or at locations of third parties involved in delivering our services. Depending on your jurisdiction, this may involve international transfers. Safeguards are applied in line with relevant data protection laws.

5. Retention of Data

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected. Specifically:

• Data linked to a contract will be kept until contractual obligations are fully performed.

• Data processed under legitimate interest will be retained as long as the purpose remains valid.

• Longer retention may occur where required by law or when consent allows.

After the retention period expires, data will be deleted or anonymized.

6. User Rights

As a data subject, you are entitled to:

• Withdraw consent at any time.

• Access and obtain a copy of your data.

• Correct or update inaccurate information.

• Request erasure of data under certain conditions.

• Restrict processing in specific situations.

• Receive your data in a portable format and transfer it to another controller.

• Object to processing, including for direct marketing purposes.

• File a complaint with a supervisory authority.

7. Exercising Your Rights

Requests to exercise these rights can be submitted at no cost by contacting us at legal@meerma.com. We will respond as quickly as possible, and in all cases within one month.

8. Third-Party Services and Cookies

We make use of third-party services for analytics, hosting, and communications. For example:

• Google Analytics (Google Inc.) to understand usage trends and improve our platform.

• Squarespace (Squarespace Inc.) for website hosting and customization.

• Newsletter Services to deliver updates and promotions to opted-in users.

These services may collect personal data, including cookies and usage data. Please consult their privacy policies for further details.

9. Additional Information

• Legal requirements: We may disclose your personal data where required by law or upon request of authorities.

• System logs: Technical and usage logs may be stored for maintenance and security purposes.

• Do Not Track: Our website does not currently respond to “Do Not Track” signals; consult third-party policies for details.

• Policy updates: We reserve the right to modify this Privacy and Cookies Policy at any time. Updates will be published on this page, and where necessary, we may also notify you by email.

Would you like me to also simplify the legal language a bit more so it’s friendlier for website visitors, or keep this in a formal compliance-focused style for investors and regulators?